The MRA will analyze the all the medical reports and records and submit a Medical Record Review and Analysis Report with our findings.
Insurance companies will be able to use the report to make a decision whether the insured driver was DUI or not.
We quote from the Ombudsman for Short-Term Insurance (OSTI)
“It is sufficient to produce circumstantial evidence to demonstrate that the driver was under the influence of alcohol … such as statements by police or emergency-service personnel at the scene of the accident, doctors or nurses who attended to a driver who was admitted to hospital, eye witnesses who were able to observe the driver’s demeanor, witnesses who can account for the driver’s whereabouts prior to the collision and who can attest to whether he or she consumed alcohol, security or video footage from restaurants or bars,” OSTI said.